Protection against third-party injury and property damage arising from your work — on site and after handover. We set limits to meet both your real exposure and the liability caps written into your contracts.

Public and Products Liability Insurance


Public and products liability responds when your work causes injury to a third party or damage to their property — whether that's an incident on an active site or a problem that emerges after the job is done. 

For construction work, the limit you carry isn't just about your own risk appetite. Head contracts and subcontracts routinely specify a minimum liability limit, and getting it wrong can put you in breach. We set your limits and terms to cover your genuine exposure and to meet the requirements written into the contracts you're signing. 

We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

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Specialist cover for builders and contractors, built around the sectors you work in and the contracts you sign, from public liability and contract works to the statutory covers you're required to hold across the life of a project.

Cover for the works, materials and existing structures while a project is under construction. We match the sum insured, project period and contract requirements to your actual jobs, so a single site incident doesn't stall the build.