Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

Medical malpractice insurance is insurance focused on protecting healthcare professionals and establishments such as clinics, medical practices and centres, hospitals and surgeries, from the financial damages that arise from a medical malpractice event.

Medical malpractice insurance covers business owners, employees and patients of medical care businesses in cases of error or omission in the provision of medical and healthcare services. Medical Malpractice Insurance may cover:

• breach of professional duty in medical care
• breaches of privacy law involving patient records
• administrative error or omission
• medicare fraud by employees
• costs related to WH&S prosecutions

Medical Malpractice Insurance may even cover your public relations expenses in the case of one of the above incidents.

The cost of Medical Malpractice Insurance depends on your situation. Medical Malpractice Insurance cost may depend on factors such as:

• the type of health professional you are, eg. surgeon or pathologist
• your claims history
• how much you work
• how long you have been practicing
• whether you work in a public or private setting

The cost of your policy will also depend on policy inclusions and exclusions as well as your choice of insurer.

Using an Insurance Broker for your Medical Malpractice insurance needs ensures that your healthcare or medical practice has managed its risks.

Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Medical Malpractice insurance for your business.

An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

So whether you're concerned about breach of duty or privacy, covering your employees for errors or omissions or concern about defamation, your Insurance Broker can assist you to be covered.

Advisr has 227 insurance brokers and 66 insurance brokerages specialising in Medical Malpractice Insurance. To find the right insurance broker who specialises in Medical Malpractice Insurance, check out this page for specialist Medical Malpractice Insurance Brokers.

• Read real customer reviews to learn more about them
• Educate yourself about Medical Malpractice Insurance by reading articles written by insurance brokers that explain Medical Malpractice Insurance
• Ask friends or colleagues to refer their Medical Malpractice Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.

Professional Indemnity Insurance is insurance for professionals who provide advice or services to their customers. Professional Indemnity Insurance, sometimes called PI Insurance, protects consultants, contractors, businesses and professionals from the financial loss associated with any legal costs or claims that may arise during your engagements with clients.

Professional indemnity insurance covers professionals, contractors, consultants and businesses from financial loss associated with the advice or services that they may provide.

Claims that are covered may include for unprofessional advice, failure to deliver to the required level of skill or for a breach of professional duty that may have occurred.

Professional Indemnity insurance costs are determined by a few key factors. Some factors include:

Size of turnover in your business.

Type of business you operate.

The industry that your business operates in.

Your claims history and business background. 

Professional indemnity insurance is important and when it comes to cost of your professional indemnity insurance what is key to remember is that the cost of Professional Indemnity Insurance is often a function of the coverage being provided. Cheaper Professional Indemnity Insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find and determine the costs associated.

Using an Insurance Broker for your Professional Indemnity insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Professional Indemnity insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

So whether it's provided inadequate advice, services or designs that cause your client to lose money or allegations of professional negligence, your Insurance Broker can assist you to be covered.