Meet Ryan, a homeowner who underestimated the need for comprehensive home insurance. When his washing machine malfunctioned, it flooded his laundry, causing significant damage to timber floorboards, laundry cabinetry, walls and skirting.

Unfortunately Ryan had not taken out a home insurance policy and had to pay extensive repair costs. He decided not to fix his cabinetry and later found toxic mould growing as a result. The right home insurance would likely have covered Ryan for repair costs to fully rectify the water damage. Ryan has decided to speak to an insurance broker to make sure he is covered for other unexpected disasters.
* These events are a fictional depiction that represent possible real world events.