Find an Insurance Broker
Over 1483 Insurance Brokers for Home Insurance
Home Insurance - Protect your home. Get Home Insurance that is right your home. Talk with an insurance broker about your home insurance or go direct to an insurer. Protect your home with adequate home insurance.
a few hours
Over 196 insurance brokerage for Home Insurance
Do you have Home Insurance?
Without proper coverage, Lisa faced the burden of repairing her home out of pocket, putting a strain on her finances. The lack of appropriate home insurance left her vulnerable and unable to restore her property fully. This case emphasises the importance of having the right home insurance to protect one's dwelling from unforeseen disasters.
* These events are a fictional depiction that represent possible real world events.
More information about Home Insurance
About Insurance Brokers
Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.
Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.
Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.
With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.
You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.
Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.
Home Insurance is insurance that covers your home for damage by an insured event which may incude house fires, burst pipes, theft, vandalism, damage from falling trees, glass breakage and natural disaster such as storms, bush fires and floods. Check your policy to find out if all of these covers apply.
Home Insurance generally covers the buildings on a property, including the home, garage and other lockable buildings plus any permanently attached fixtures such as lights, wardrobes and bathroom fixtures, as specified on the policy. Home Insurance is often combined with Contents Insurance to cover the items inside your house and garage.
Rebuilding costs are generally covered and there may be inclusions for temporary accommodation. It is important to check that your policy describes your house accurately and specifies a realistic replacement cost to avoid underinsurance. This should take into consideration costs such as architectural fees, demolition and clearance costs among other costs.
Home insurance can vary greatly in cost. The primary factors involved in calculating your premium includes:
- the size and construction of your house
- the age of your home
- the location of your home
- whether you use your home for business use or residential use only
Apart from these considerations, which are generally not able to be modified, there are other factors over which you have control. These include:
- the insurer you choose
- the level of cover you select
- whether you combine home and contents cover or other policies together
- the excess you opt to pay
- whether you pay monthly or annually
An insurance broker can help you to compare different policies and select the one that gives you the right level of cover at the best price point.
Using an Insurance Broker for your Home Insurance ensures that you have managed your unique risks. Every home is different and an insurance broker can help by assessing your specific risk profile and providing advice on the best insurance cover for you.
An insurance broker is able to compare policies from different home insurers and take into account your financial preferences around excesses and payments and any local issues such as flood or bush-fire zoning.
An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer. So whether you're on a beautiful bush block, or live in quiet suburban cul-de-sac, your Insurance Broker can assist you to find the best cover for you.
Home Insurance FAQs
Advisr has 1483 insurance brokers and 196 insurance brokerages specialising in Home Insurance. To find the right insurance broker who specialises in Home Insurance, check out this page for specialist Home Insurance Brokers.
- Read real customer reviews to learn more about them
- Educate yourself about Home Insurance by reading articles written by insurance brokers that explain Home Insurance
- Ask friends or colleagues to refer their Home Insurance broker to you and look them up on Advisr to read their reviews and connect with them.
Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.