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Gettin' Fair Dinkum with Coverage Down Under

Aussie Home Insurance: Gettin' Fair Dinkum with Coverage Down Under

G’day, mates! Picture this: you’re kickin’ back on your veranda, admiring the sunset over the Aussie outback, when bam! A sudden thunderstorm rolls in, and before you know it, your humble abode is battlin' the elements like a true blue Aussie battler. That’s where home insurance comes in—protectin' your castle from the unpredictability of the Aussie landscape. But before you crack open another cold one, let's break it down: what’s fair dinkum covered and what’s not in Aussie home insurance?

First off, let’s talk about the good stuff—what's covered. When old mate Mother Nature decides to throw a tantrum, your home insurance has got your back. From storms to hailstones the size of golf balls, your policy should cover damages caused by the wild weather that makes Aussies famous for their sturdy character.

Now, here's a ripper: we've got you covered for flood damage too. Whether it's a deluge from the heavens or a river runnin' through your backyard, your insurance will help you stay afloat and get back on your feet faster than you can say "strewth!"

But hold onto your Akubra, there are a few things that might leave you high and dry. Accidental mishaps, like that cricket ball through the window or the BBQ gone rogue, might not be covered in your policy. So, before you invite the mates over for a backyard barbie, make sure you’re covered for any shenanigans that might go down.

And here’s the kicker: while home insurance can be your knight in shining armour during a storm, it might leave you in the lurch if your roof decides to call it quits due to wear and tear. That’s why it’s crucial to give your castle the TLC it deserves—after all, prevention is better than a flooded basement, right?

But fear not, true blue Aussies! Understanding your home insurance policy is as essential as knowing your way around a snag sizzle. So, before you chuck another shrimp on the barbie, take a squiz at your policy and have a yarn with your local insurance broker to make sure you’re covered for whatever the Aussie landscape throws your way.

In a nutshell, Aussie home insurance is like having a mate who's always got your back—whether you're battlin' a storm or pickin' up the pieces after a wild night. So, grab a cold one, kick back, and rest easy knowing that your Aussie haven is protected, come rain, flood, or shine! Cheers to home insurance—keepin' your slice of paradise safe and sound, Aussie style! 

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.

Abbie Wilson, National Insurance Brokers, ABN 22165146789, AFSL 233750

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