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Over 953 Insurance Brokers for Business Car Insurance

Business Car Insurance - Sometimes called car insurance or fleet insurance. Is Insurance tailored to businesses that operate motor vehicles and cars. Protect what you work so hard to keep running. Talk with an Insurance Broker about Business Car Insurance for your business. Connect with 953 brokers from 211 brokerages who offer Business Car Insurance.

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10 reviews

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Warren Reid

Broad Risk Insurance Brokers

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    a few minutes
  • Review rating
    26 reviews

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    Abbie Wilson

    National Insurance Brokers

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    a few hours
  • Review rating
    167 reviews

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    Daniel Ufer

    Priority Insurance Brokers

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    a day
  • Review rating
    6 reviews

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    Joe Daley

    AJ Insurance Services

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  • Review rating
    16 reviews
    Business car insurance shields your company vehicles from financial woes caused by accidents, theft, or other covered events. Unlike personal car policies, it caters to vehicles primarily used for business purposes.

    This insurance safeguards your company's finances in several ways. It covers repairs or replacements if your vehicle is damaged in an accident, even if you're at fault. It also protects against theft, vandalism, and fire, ensuring your business operations aren't crippled by a lost vehicle. Additionally, some policies extend coverage to tools or equipment you carry in the car.

    Business car insurance goes beyond just the vehicle. It can provide liability coverage if your driver causes an accident and injures someone or damages another car. This financial protection ensures your business isn't hit with a hefty lawsuit. With the right business car insurance, your company vehicles can keep running smoothly, minimising downtime and maximising productivity.
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    Over 211 insurance brokerage for Business Car Insurance

    Review rating
    1 review

    Trident Insurance Group
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    a few hours
  • Review rating
    32 reviews

    VIM Cover
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    a few hours
  • Review rating
    26 reviews
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    85 reviews

    Tudor Insurance Australia
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    a day
  • More information about Business Car Insurance

    About Insurance Brokers

    Updated: 1 year ago

    Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

    Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

    Updated: 1 year ago

    Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

    Updated: 1 year ago

    With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

    You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

    Updated: 1 year ago

    Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

    Business Car Insurance

    Updated: 1 year ago

    Business car insurance or commercial motor insurance covers your business for costs associated when events like accidental damage occurs to, or theft of, your commercial vehicles. 

    If you use your personal vehicle for business use, your personal car insurance may not provide coverage for damage to your vehicle that occurs when using it for business purposes. This exclusion may include for damage to either your car or other vehicles. You should check your car insurance policy to ensure you are aware of your coverage. 

    For personalised guidance, please engage with an insurance broker who can help you better understand your business car insurance requirements.

    Updated: 1 year ago

    Business Car insurance costs are determined by a few key variables. Here are some of the variables to consider when looking for business car insurance. What is key to remember is that the cost of insurance is often a function of the coverage being provided, so cheaper business car insurance may not always offer the same levels of coverage as most expensive alternatives. You want to consider your coverage requirements first and then seek to find and determine the costs associated. 

    Key influences of cost of business car insurance:

    Type of cars being insured - make, model and age of cars that your business uses.

    Size of the fleet of business cars being insured - are there hundreds of cars in your fleet, a smaller fleet with a few cars or vehicles or a single vehicle.

    Usage of the car being insured - the distances being travelled and the type of driving that is occurring.

    Frequency of use - how often is the car being utilised to conduct business services?

    Drivers of the vehicles - their age, driving record and license status.  

    Updated: 1 year ago

    Business car insurance is insurance that provides coverage for the loss that can occur when operating vehicles within your business. Business car insurance can cover the vehicles your business utilises to conduct its operates or might extend beyond the vehicles. 

    Updated: 1 year ago

    Using an Insurance Broker for your Business Car insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Business Car insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer. So whether it's vehicle damage, vehicle theft or death or injury of passengers in the vehicle, your Insurance Broker can assist you to be covered.

    Business Car Insurance FAQs

    Updated: 1 year ago

    Advisr has 953 insurance brokers and 211 insurance brokerages specialising in Business Car Insurance. To find the right insurance broker who specialises in Business Car Insurance, check out this page for specialist Business Car Insurance Brokers.

    • Read real customer reviews to learn more about them
    • Educate yourself about Business Car Insurance by reading articles written by insurance brokers that explain Business Car Insurance
    • Ask friends or colleagues to refer their Business Car Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

    Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.

    Updated: 1 year ago
    Business Car Insurance may be required by individuals and businesses in Motorsport, Recreation, Accommodation, Tourism Industry Operators, Food & Coffee Van, Caravan Parks, Plumbers, Transport & Logistics, Postal and Delivery and Logistics. 

    Types of insurance that you may also consider alongside Business Car Insurance include Goods in Transit, Small Business, Trades, Farm and Truck as well as Business Packs. 

    Talk to an insurance broker specialising in Business Car Insurance to find out if you need Business Car Insurance.

    Commercial Motor Fleet Insurance

    Updated: 1 year ago
    Commercial Motor Fleet insurance is an insurance policy that allows you to cover all of your commercial vehicles with a single policy.
    Updated: 1 year ago

    Commercial Motor Fleet cover has varying levels, much like private car insurance. You can choose from comprehensive, third party fire and theft and third party only covers. These policies generally also include third party legal liability cover.

    Updated: 1 year ago

    The cost of Commercial Motor Fleet insurance is often a function of the coverage being provided, so cheaper Commercial Motor Fleet insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find and determine the costs associated. Comprehensive levels of cover will be the most expensive but afford the greatest protection. Cost is also dependent on fleet size, location and usage among other factors.

    Updated: 1 year ago

    Using an Insurance Broker for your Commercial Motor Fleet insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Commercial Motor Fleet insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

    So whether you have a large fleet or small, volunteers or employees, heavy or light vehicles or whether your fleet is used for high or low risk activities, your Insurance Broker can assist you to be covered.

    Small Business Insurance

    Updated: 1 year ago

    Small Business Insurance is insurance designed to cover small businesses and their particular needs. Sometimes Small Business Insurance may be called a business pack. 

    Small business insurance may package or bundle together a few different types of broad insurance coverage into one package. A Business Pack may be more cost-effective and more efficient than a small business buying multiple different policies.  In short, an SME business pack can enable a small business to get insurance coverage for most of their business needs in one package.

    Small business insurance may include coverage for:

    • Business interruption insurance
    • Professional Indemnity
    • Public Liability Insurance
    • Asset Protection: For motor vehicles, your operating premise, the goods that you store. 
    • Cyber Insurance - although it can be worth considering a specialist Cyber Insurance policy to better align with your requirements. 

     

    Updated: 1 year ago

    Small Business Insurance may include coverage for the following insurance areas:

    • Business interruption insurance
    • Professional Indemnity
    • Public Liability Insurance
    • Asset Protection: For motor vehicles, your operating premise, the goods that you store. 
    • Cyber Insurance - although it can be worth considering a specialist Cyber Insurance policy to better align with your requirements. 

     

    Depending on your coverage requirements for your small business. It is worth considering your legal requirements for operating and the risks that are specific to your business. To better understand what risks you might face and what insurance policies may help to provide coverage, please consider engaging an Insurance Broker. 

    Updated: 1 year ago

    Small business insurance costs vary depending on a few key variables:

    • Level of cover being sought.
    • Type, size and nature of the business that is looking for small business insurance cover.
    • Claims history for the business.
    • Inclusions and exclusions on the policy being sought.
    • Industry trends for the sector and location of the business

    What is key to remember is that the cost of Small Business Insurance is often a function of the coverage being provided, so cheaper Small Business Insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find and determine the costs associated.

    Updated: 1 year ago

    Using an Insurance Broker for your Small Business insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Small Business insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

    So whether it's property damage or personal injury, accidental damage to, or theft of business property, your business vehicles or management liability claims, your Insurance Broker can assist your small business to be covered.

    Updated: 1 year ago
    The cost of small business insurance can vary widely depending on several factors, including the size and type of your business, the industry you operate in, the location of your business, and the coverage limits and the excess you choose.

    To get a rough estimate of how much small business insurance might cost, you can expect to pay anywhere from a few hundred dollars to several thousand dollars per year. For example, a small retail shop might pay around $500 to $1,000 per year for basic liability coverage, while a larger construction company with more risks and exposures could pay several thousand dollars per year.

    It's important to note that the cost of small business insurance can also be influenced by the insurer you choose, as well as the specific policy terms and conditions. It's always a good idea to shop around and compare quotes from several different insurance providers to ensure that you're getting the best coverage for your needs at a reasonable price. Working with an Insurance Broker can help you to navigate the different alternatives available and find a suitable policy that matches your requirements.