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Over 635 Insurance Brokers for Business Insurance

Business insurance - get your business insured. Talk to an insurance broker to get your business covered.

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Nilima Pokala

SureInsure Insurance Advisors

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    Joe Daley

    AJ Insurance Services

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    Laura Meyer

    MeyerInsure

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    Tony Venning

    Crucial Insurance and Risk Advisors

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  • Why buy Business Insurance?


    Business insurance is an important consideration for safeguarding your company's financial stability and protecting against potential risks. Accidents, natural disasters, lawsuits, and other unforeseen events can lead to substantial losses that may cripple your business.

    Having the right business insurance coverage can provide peace of mind, helping you to recover from unexpected incidents and continue operations without bearing the full burden of unexpected expenses and liabilities. Talk to an insurance broker today about your business.
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    For a fast solution when you already know what you want consider these products from insurers that specialise in Business Insurance. If you are unsure what you need we recommend that you seek professional advice based on your personal circumstances. Reach out to an insurance broker that knows about Business Insurance. You can find 635 brokers and 190 brokerages on this page who can help you get covered.

    Purchase up to six products under one Business Insurance Package. 

    Digital-first solutions ready and equipped to support partner associations. 

    A business insurance pack can provide cover for your business premises and contents, against loss, damage, theft or financial loss from an insured interruption to the business.

    Management Liability insurance is designed to provide protection to both the business and its directors or officers for claims of wrongful acts in the management of the business.

    Cyber Liability Insurance is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack.

    Public Liability insurance is there to provide protection if someone makes a claim against the insured, the business or its employees.

    Designed to protect Professional Services.

    We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

    Over 190 insurance brokerage for Business Insurance

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    Easyway Insurance Brokers Pty Ltd
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    1 review

    TopSure Insurance Solutions Pty Ltd
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    41 reviews

    Delmont Insurance Group
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    8 reviews
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    100 reviews

    Omnisure
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    Do you have Business Insurance?

    A family-owned restaurant suffered a major food contamination incident, resulting in several customers falling seriously ill*. Lacking adequate business insurance, the restaurant had to bear the burden of medical expenses, legal fees, and compensation claims, plunging them into a financial crisis.

    The lack of coverage not only tarnished their reputation but also led to their eventual closure for financial reasons. Having comprehensive business insurance, tailored to the specific risks of their business, in this case, food contamination related risk, could have helped to protect against these unforeseen liabilities preventing the closure of this family owned business.
    * These events are a fictional depiction that represent possible real world events.

    More information about Business Insurance

    About Insurance Brokers

    Updated: 1 year ago

    Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

    Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

    Updated: 1 year ago

    With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

    You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

    Updated: 1 year ago

    Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

    Updated: 1 year ago

    Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

    Business Insurance

    Updated: 1 year ago

    Business insurance is insurance that covers your business for their commercial operations. Business insurance can provide coverage for your physical business' operating premises, your stock and contents, against losses you might experience, damages that can occur or theft you may experience. 

    Also, business insurance can cover you for financial loss that you might experience from an event, covered by your insurance, occurring to your business. 

     

    Business Insurance is typically divided into two key areas:

    1: Material Loss to physical assets that are in your business

    2: Financial loss from interruptions to the operations of your business

    Updated: 1 year ago

    Business Insurance covers your business from losses that occur when events impact negatively upon your business. There are many types of insurance that are available for business to purchase, so it is worth talking with a professional insurance broker to understand what coverage your business may require and the risk that your business might face.

    Some examples of the types of insurance that are available to for businesses to utilise are:

    Coverage for property damage.

    Professional indemnity insurance

    Product liability insurance. 

    Workers compensation insurance.

    Other employee-related insurances. 

    Updated: 1 year ago

    Business insurance costs are determined by the level, size and scope of the insurance that is being utilised. 

     

     

     

    Updated: 1 year ago

    Using an Insurance Broker for your Business insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Business insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer. So whether it's employee unable to work through sickness or accident, third party death or injury or events like fire, earthquake, lightning, storms, floods, impact, malicious damage and explosion, your Insurance Broker can assist you to be covered.

    Business Insurance FAQs

    Updated: 1 year ago

    Advisr has 635 insurance brokers and 190 insurance brokerages specialising in Business Insurance. To find the right insurance broker who specialises in Business Insurance, check out this page for specialist Business Insurance Brokers.

    • Read real customer reviews to learn more about them
    • Educate yourself about Business Insurance by reading articles written by insurance brokers that explain Business Insurance
    • Ask friends or colleagues to refer their Business Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

    Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.

    Updated: 1 year ago
    Business Insurance may be required by individuals and businesses in Market Stall, Shop, Accountants, Start-up, Tradies, Motor Trades and Plumbers. 

    Types of insurance that you may also consider alongside Business Insurance include Cyber, Liability, Business Travel, Small Business, Workers Compensation, Professional Indemnity and Business Interruption as well as Business Packs. 

    Talk to an insurance broker specialising in Business Insurance to find out if you need Business Insurance.

    Liability Insurance

    Updated: 1 year ago

    Liability Insurance provides coverage from Financial Loss if your actions, you are negligent or the condition of your property has caused another person to be killed or injured, or their property has been damaged or destroyed or if another person suffers loss due to reliance on your advice or services provided.

    Liability insurance takes three forms:

    1. Public liability
    2. Professional liability
    3. Product liability

     

    Liability products are most commonly taken out by businesses for risks involved in their day-to-day operation, but they are also built into many property insurance policies, for example liability cover in home and contents insurance.

    Updated: 1 year ago

    Liability insurance typically covers two key financial risks that a business may be exposed to when it comes to liability:

    One is the legal cost of defending a liability claim made against you.

    Second is the compensation that you may be required to pay to wronged or injured party if proven you were liable. In addition, sometimes, court costs for the other party are required to be covered.

    Updated: 1 year ago

    The cost of a liability insurance policy can vary greatly and depends on the unique make-up of your business as well as the extent of coverage you opt for. This includes consideration of your business revenue and size, what activities your business engages in and the risk profile of those activities, where your business is located, what you want to include or exclude from the policy, as well as the amount of insurance cover that you need for your business. Your insurance broker will be able to determine how best to cover your business for its risks, considering different insurers and looking for the most competitive price point.

    Updated: 1 year ago

    Using an Insurance Broker for your Liability insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Liability insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

    So whether it's accidental damage to a client's property, actions at work that injure a client or member of the public or failure of the products that you sell, your Insurance Broker can assist you to be covered.

    Small Business Insurance

    Updated: 1 year ago

    Small Business Insurance is insurance designed to cover small businesses and their particular needs. Sometimes Small Business Insurance may be called a business pack. 

    Small business insurance may package or bundle together a few different types of broad insurance coverage into one package. A Business Pack may be more cost-effective and more efficient than a small business buying multiple different policies.  In short, an SME business pack can enable a small business to get insurance coverage for most of their business needs in one package.

    Small business insurance may include coverage for:

    • Business interruption insurance
    • Professional Indemnity
    • Public Liability Insurance
    • Asset Protection: For motor vehicles, your operating premise, the goods that you store. 
    • Cyber Insurance - although it can be worth considering a specialist Cyber Insurance policy to better align with your requirements. 

     

    Updated: 1 year ago

    Small Business Insurance may include coverage for the following insurance areas:

    • Business interruption insurance
    • Professional Indemnity
    • Public Liability Insurance
    • Asset Protection: For motor vehicles, your operating premise, the goods that you store. 
    • Cyber Insurance - although it can be worth considering a specialist Cyber Insurance policy to better align with your requirements. 

     

    Depending on your coverage requirements for your small business. It is worth considering your legal requirements for operating and the risks that are specific to your business. To better understand what risks you might face and what insurance policies may help to provide coverage, please consider engaging an Insurance Broker. 

    Updated: 1 year ago

    Small business insurance costs vary depending on a few key variables:

    • Level of cover being sought.
    • Type, size and nature of the business that is looking for small business insurance cover.
    • Claims history for the business.
    • Inclusions and exclusions on the policy being sought.
    • Industry trends for the sector and location of the business

    What is key to remember is that the cost of Small Business Insurance is often a function of the coverage being provided, so cheaper Small Business Insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find and determine the costs associated.

    Updated: 1 year ago

    Using an Insurance Broker for your Small Business insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Small Business insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

    So whether it's property damage or personal injury, accidental damage to, or theft of business property, your business vehicles or management liability claims, your Insurance Broker can assist your small business to be covered.

    Updated: 1 year ago
    The cost of small business insurance can vary widely depending on several factors, including the size and type of your business, the industry you operate in, the location of your business, and the coverage limits and the excess you choose.

    To get a rough estimate of how much small business insurance might cost, you can expect to pay anywhere from a few hundred dollars to several thousand dollars per year. For example, a small retail shop might pay around $500 to $1,000 per year for basic liability coverage, while a larger construction company with more risks and exposures could pay several thousand dollars per year.

    It's important to note that the cost of small business insurance can also be influenced by the insurer you choose, as well as the specific policy terms and conditions. It's always a good idea to shop around and compare quotes from several different insurance providers to ensure that you're getting the best coverage for your needs at a reasonable price. Working with an Insurance Broker can help you to navigate the different alternatives available and find a suitable policy that matches your requirements. 

    Workers Compensation Insurance

    Updated: 1 year ago

    Workers Compensation Insurance is a compulsory form of insurance that employers need to hold to cover their employees in the case of a work-related injury or illness. The rules and regulations around Workers Compensation are determined on a state by state basis and differ as a result.

    Updated: 1 year ago

    Workers Compensation Insurance covers employees, whether full-time, part-time, contractual, permanent, temporary or apprentice, in the case that they suffer a work-related illness or injury.

    Workers Compensation Insurance may cover the worker for medical treatment and rehabilitation costs, provide a weekly payment and/or provide a lump sum payment for a permanent impairment. This depends on the nature of the injury or illness, the needs of the worker and the terms and conditions of the scheme.

    Updated: 1 year ago

    The cost of Workers Compensation Insurance will vary based on the Scheme for the state. Generally the cost of the premium will depend on factors such as:

    • the wages you pay your employees
    • your number of employees
    • your claims history
    • your industry
    Updated: 1 year ago

    Using an Insurance Broker for your Workers Compensation insurance helps you to secure adequate protection for your employees.

    Every business is different and an insurance broker who is familiar with the Workers Compensation Scheme in your state can help by assessing your unique business risk profile and ensuring your Workers Compensation Insurance is set up corrrectly. An insurance broker can also help when it comes time to claim.

    So whether you run a fishing charter in WA or an IT service business in Brisbane, your Insurance Broker can assist you to be covered.