Crucial Insurance and Risk Advisors
Joined in 2020
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42 reviews
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28 articles
6 awards
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Suite 306, 45 Brisbane Road, Sunshine Coast, QLD, 4557, AU

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Crucial Insurance and Risk Advisors

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Looking for proactive and highly experienced business insurance brokers?

The last thing you would want is to be uninsured during times of emergency, or overinsured and be paying too much in fees. Here's where we can help you.

We are a leading Business Insurance Broker and Risk Advisor with offices throughout Australia. We protect our clients across Australia with trusted, straightforward advisory with the aim of helping them find the most suitable insurance policies for their situation and budget.

With our proactive approach to our clients and pride in prioritising ethics over profits, we continue to be the insurance broker of choice for businesses throughout Australia.

As fully licensed business insurance brokers, we are regularly audited and required to provide an exceptional level of service to ensure your priorities are consistently met at a high standard.


AFSL 451450
ABN 93 166 630 511

Brokers at Crucial Insurance and Risk Advisors


Reviews

(19 reviews)
5
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Average rating

Reviews

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    Image Description Duong
    8 months ago

    I'd like to second my colleague's review for Tony and give my appreciation for Crucial Insurance and Risk Advisors as a whole. I love what you do!

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    Image Description James Gordon
    8 months ago

    I'd like to give a huge round of applause to Tony and his team of brokers at Crucial Insurance for their outstanding work!

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    Image Description Sharon Godber
    8 months ago

    The best

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    Image Description Michael CxS
    11 months ago

    Alishia was a pleasure to work with, great on the phone and extremely knowledgable on policies. In fact, this is the reason brokers exist --I could not find a single insurance company, despite hours and hours of searching, ...

    Read More
    • Hi Michael, it was an absolute pleasure helping you find the type of cover you were looking for! We’re here to help, and hope you get back to your family soon - Alishia

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    Image Description Zac TBI
    11 months ago

    I sent enquiries to around 6 or more different insurance brokers to see if it was possible to take out a very small and very niche insurance coverage which is unique to my situation (to be honest, I wasn't confident anyone ...

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    • Hi Zac, thank you so much for your review and it was an absolute pleasure speaking with you and hopefully guide you in the right direction. Although we couldn't help in this instance, thank you so much for going to the trouble ...

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    Image Description Chris Jones
    1 year ago

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    Image Description Stephen & Tanya’s Kitchen
    1 year ago

    Crucial are always quick to respond to any correspondence and very friendly.

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    Image Description Kelly Hohn
    1 year ago

    Wow such amazing service from Alishia... She just went out of her way to make sure i was happy. Saved me soooo much time. I am a very happy customer. Ive even decided to hopefully transfer my 5 other insurances over to her.

    • Hi Kelly, we're here to serve! Thank you for your kind words. We really look forward to continue helping you with your insurance needs. We're here for you any time!

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    Image Description Lee Rolley
    1 year ago

    Tony and the team at Crucial Insurance provided us with great insight in to what insurance was (and wasn't) necessary for our business which gives us greater confidence and the ability to focus on what we do best.

    • Hi Lee, thank you so much for your kind words. It's our great pleasure to serve and be your business insurance broker. We love working with you!

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    Image Description Rodney Jess
    1 year ago

    Great service and a company that takes the time for find the right solution for the customer.

    • Hi Rodney, it's always a pleasure working with you. Thanks for the compliments - we look forward to helping you with your insurance needs in the future!

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    Image Description Paula Gowland
    1 year ago

    Thankyou to Tony and the Crucial Team! Tony designed insurance specific to our business needs and made it easy to understand. We have peace of mind knowing that they are there to support us.

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    Image Description Sharon Godber
    1 year ago

    Everything about this company is better than any other insurance company switched from wesfarmers to them best move

    • Hi Sharon, it's been an absolute pleasure helping you with your business insurance needs. We really appreciate you taking the time out to review us. We're here to serve!

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    Image Description Darren Venning
    1 year ago

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    Image Description Richie Bikelane
    1 year ago

    Excellent quote,

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    Image Description Daryl Phillips
    1 year ago

    The service was excellent and the insurance package we received covered all of our requirements.

    • Hi Daryl, your kind words are much appreciated. When it comes to business insurance, your needs are our priority. We work hard at maintaining a high level of integrity and service, so thank you very much!

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    Image Description Megan Dunn
    1 year ago

    The Team at Crucial insurance have a very balanced, yet comprehensive approach ensuring solutions to best suit your business.

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    Image Description Charbella's On Norma
    1 year ago

    We have had the pleasure of having Alishia handle all of our insurance needs ranging from household, landlord risk, vehicles etc and she is totally professional in advising and comparing suitable policies and keeping us informed.We ...

    Read More
  • Review rating Review rating Review rating Review rating Review rating
    Image Description Rebecca Ramsay
    1 year ago

    Thank you so much to the Crucial team. You make the confusing understandable, the complicated easy and the risk minimised! I definately feel safer and able to focus on the business Im in with your support.

  • Review rating Review rating Review rating Review rating Review rating
    Image Description Carolyn Zehner
    1 year ago

    The team at Crucial Insurance were professional, thorough and helpful. Tony took the time to compare my existing policies with other competitive insurances on the market. He recommended options that provided me with the ...

    Read More

Articles by Crucial Insurance and Risk Advisors and its Brokers

Crucial Insurance and Risk Advisors Reviews

Troy Saunders
“ Tony is great to work with and highly responsive. I highly recommend his services. ”
Tara
“ It's always a pleasure working with you, Tony! It's clear that when it comes to insurance, you really care about your clients and that you go above and beyond for them. I highly recommend! ”
Tim
“ Tony and I have worked together on various projects. He is an incredibly hard-working individual who is punctual, proactive and highly considerate of his clients. He is clearly passionate about insurance and is adept about the ins and outs of the industry. Pleasure working with you, Tony! ”
Brad S
“ There's no other person I would depend on more for insurance advice than Tony. He's a master of his craft and also a great human being who clearly has his clients' best interests at heart. Well done, Tony! ”
Rebecca Ramsay
“ Tony is an absolute professional with a genuine commitment to understanding the unique needs of his clients. His experience, knowledge and expertise provide the security to know we are doing the best by our business and ourselves. Thank you Tony & Crucial Insurance ”
Darren
“ Tony is a stand out professional who has always had a genuine interest and strong work ethic ensuring we get the best possible insurance solution every time. His innovative approach and critical thinking ability makes him a stand out compared to other brokers. I truly value the relationship, Tony and the Crucial team have become like family over the years. ”
Andrew Birch
“ Tony took the time to understand my company and then tailored the insurance package to suit. The expertise and knowledge that Tony and his team provide, make Crucial insurance a stand out above the rest and a pleasure to do business with ”
Adrian Ramsay
“ Tony and Team are fantastic to work with, Tony's ability to assess you and/or your business, understanding your risk profile from a insurance insiders point of view is invaluable, spotting risk and ways to protect yourself that you may never have thought of r been exposed to previously. Tony's experience, creative mind and dedication to looking after clients needs is above and beyond 'standard' service, he 'has your back' and the knowledge to protect it. ”
John Allan
“ Tony is a true professional committed to fully understanding and meeting his client’s needs. My needs were very specific, and he and his team went out of their way to place all options in front of me to ensure I chose the solution best suited to me. His passion, superior professional knowledge and experience are the best I have encountered in 30+ years. Thank you Tony, and I look forward to many more years being guided by your advice. ”
Molly
“ Tony, has helped our company considerably through the sometimes long and detailed intricacies of insurance claims. Tony is extremely knowledgeable, professional and takes time to personalise insurance providing peace of mind. The fact that he cares, i have found is a rare commodity in this field. Highly recommended! ”
Brad
“ Tony and the team have been great to work with. They have taken the time to really get to know us, our business and our risk profile. They’re very knowledgeable and bring their significant experience to the table in providing us comprehensive advice. They really do care and It’s provided great peace of mind knowing we have the right cover for our needs. Highly recommended. ”
Hamish
“ Tony and his team are excellent, professional and personal operators. They take a very pragmatic approach to their dealings with our insurance needs but when technical knowledge is needed there is not much that Tony hasn't had experience in insuring. I have a sense of ease that Tony and Alisha have our insurance needs covered. I also hear great things from other clients that use Tony. ”
Nicky Stevens
“ In the short period of time, we have worked with Tony and the team, they have been very helpfully and have taken the time to get to know Premier People. Highly recommended. ”
Jill
“ Tony has helped us with all our insurances, saving us time and money. We would happily recommend Crucial Insurance to others. ”
Mervyn
“ Tony and the team and Crucial Insurance always take the time to help us understand our risks and what insurance is best for us. We absolutely trust their advice. ”
Carolyn
“ Highly recommend Tony and the Crucial Insurance team. They are helpful, professional and always take the time to understand our individual needs. Great service. ”
David Lieu
“ We're really impressed with Tony and his fellow brokers at Crucial Insurance and Risk Advisors. Having worked with other brokers in the past, Tony and his team are hands down a league above the rest. ”
Tim Scheen
“ We really appreciate the hard work Tony did in helping us obtain a hard-to-place policy - especially in a market where it's getting harder to get willing insurers. Really appreciate the hard work, Tony! ”
Dean Blake
“ Professional, great work ethic, proactive and highly knowledgeable. Thanks for all the help, Tony! ”
James Gordon
“ Really impressed by your work, Tony! All the best. ”
Chelsea Hoppers
“ Really appreciate the amount of work and time puts into his clients. His customer service is consistent with his high level of technical knowledge. Great work, Venno! ”
David
“ It's been an absolute pleasure working with Alishia. She clearly prioritises the needs of her clients and always goes above and beyond for them. I highly recommend her! ”
Rebecca Ramsay
“ Alishia is always proactive, professional and super efficient! Thank you Alishia for your continued support, guidance and advice! ”
Sharon Godber
“ The best ”
Michael CxS
“ Alishia was a pleasure to work with, great on the phone and extremely knowledgable on policies. In fact, this is the reason brokers exist --I could not find a single insurance company, despite hours and hours of searching, with a policy that did what I wanted. Alishia had one in mind within a minute of speaking with me, and not long after, I was covered. Outstanding. ”
Zac TBI
“ I sent enquiries to around 6 or more different insurance brokers to see if it was possible to take out a very small and very niche insurance coverage which is unique to my situation (to be honest, I wasn't confident anyone would be able to help, but I wanted to make sure of it). Out of all the brokers I contacted, the account manager Meghann at Crucial was the only one to reply to me and tell me that they wish they could assist but are unable to at this time but did some research to steer me in the right direction towards someone that may be able to help. Kind gestures like this definitely go a long way and I'd definitely recommend Crucial Insurance. I will be using them next time thats for sure. Cheers! ”
Chris Jones
“ ”
Stephen & Tanya’s Kitchen
“ Crucial are always quick to respond to any correspondence and very friendly. ”
Kelly Hohn
“ Wow such amazing service from Alishia... She just went out of her way to make sure i was happy. Saved me soooo much time. I am a very happy customer. Ive even decided to hopefully transfer my 5 other insurances over to her. ”
Lee Rolley
“ Tony and the team at Crucial Insurance provided us with great insight in to what insurance was (and wasn't) necessary for our business which gives us greater confidence and the ability to focus on what we do best. ”
Rodney Jess
“ Great service and a company that takes the time for find the right solution for the customer. ”
Paula Gowland
“ Thankyou to Tony and the Crucial Team! Tony designed insurance specific to our business needs and made it easy to understand. We have peace of mind knowing that they are there to support us. ”
Sharon Godber
“ Everything about this company is better than any other insurance company switched from wesfarmers to them best move ”
Darren Venning
“ ”
Richie Bikelane
“ Excellent quote, ”
Daryl Phillips
“ The service was excellent and the insurance package we received covered all of our requirements. ”
Megan Dunn
“ The Team at Crucial insurance have a very balanced, yet comprehensive approach ensuring solutions to best suit your business. ”
Charbella's On Norma
“ We have had the pleasure of having Alishia handle all of our insurance needs ranging from household, landlord risk, vehicles etc and she is totally professional in advising and comparing suitable policies and keeping us informed.We would thoroughly recommend Crucial Insurance for anyone looking for insurance coverage. Carol & Ian Young ”
Rebecca Ramsay
“ Thank you so much to the Crucial team. You make the confusing understandable, the complicated easy and the risk minimised! I definately feel safer and able to focus on the business Im in with your support. ”
Carolyn Zehner
“ The team at Crucial Insurance were professional, thorough and helpful. Tony took the time to compare my existing policies with other competitive insurances on the market. He recommended options that provided me with the coverage I required and were more cost effective. Thanks for the great service. ”