Specialist cover for builders and contractors, built around the sectors you work in and the contracts you sign, from public liability and contract works to the statutory covers you're required to hold across the life of a project.

Construction Insurance

As a builder or contractor, you carry risk for the whole job, not just your own work, but subcontractors on site, materials waiting to be installed, and defects that can surface years after handover. Off-the-shelf business cover rarely accounts for that. 

Ferguson Brown specialises in the construction, property and development sectors. We design programs around how your exposure actually moves across a project, from site establishment and contract works through to the defects liability period. And because we review the insurance and indemnity clauses in your contracts, the cover we arrange lines up with what you've actually signed, rather than leaving gaps between your obligations and your policy. 

We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

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Cover for the works, materials and existing structures while a project is under construction. We match the sum insured, project period and contract requirements to your actual jobs, so a single site incident doesn't stall the build.

Protection against third-party injury and property damage arising from your work — on site and after handover. We set limits to meet both your real exposure and the liability caps written into your contracts.