Cover for the works, materials and existing structures while a project is under construction. We match the sum insured, project period and contract requirements to your actual jobs, so a single site incident doesn't stall the build.

Contract works insurance covers the project itself -  the works in progress, materials on site, and often existing structures you're working on — against damage from events like fire, storm, theft and vandalism during construction. 

The detail matters: the sum insured needs to reflect the full contract value, the policy period needs to cover the real program including any maintenance period, and the terms need to satisfy what your contract requires. We set these around your actual jobs, and check them against the contract, so a single incident on an active site doesn't stop the project or leave you exposed 

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Specialist cover for builders and contractors, built around the sectors you work in and the contracts you sign, from public liability and contract works to the statutory covers you're required to hold across the life of a project.

Protection against third-party injury and property damage arising from your work — on site and after handover. We set limits to meet both your real exposure and the liability caps written into your contracts.