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Travel Insurance - China

Travel Insurance is an essential product, but you need to be aware of the scope of protection provided especially in this ever-changing World Due to the outbreak of novel coronavirus the Department of Foreign Affairs & Trade (DFAT) now advises travellers to 'reconsider your need to travel' to China overall and 'do not travel' to Hubei Province Chinese authorities have restricted travel for parts of the country and may extend these restrictions at short notice. Travellers may be quarantined, due to their health conditions or previous location

Please check the DFAT website for further advice:

CHINA - at this stage China is at Level 3 - Reconsider your Need to Travel - what does that mean?

HUBEI PROVINCE - is at Level 4 - Do Not Travel - what does that mean?

Coverage Details:
Whether policy holders can submit Cancellation Claims for any trips to the Hubei Province booked prior to 24th January 2020 will depend upon your policy You should contact your Broker if you are unsure of how your policy will respond   
General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.

Steven Thomas

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