Find an Insurance Broker

Over 255 Insurance Brokers for Health Insurance

Health Insurance - Make sure you've covered your most important asset, you! Speak to the experts about your health insurance requirements. Find an insurance broker who specialises in health insurance today.

Review rating
183 reviews

Featured Featured

Nilima Pokala

SureInsure Insurance Advisors

  • Typically replies within
    a day
  • Review rating
    0 reviews

    Featured Featured

    Paul Cohalan

    Connect Business Insurance

  • Typically replies within
    a few hours
  • Review rating
    1 review

    Peter Farrar

    RJ Vaughan & Monaghan Pty Ltd

    Review rating
    1 review

    Why buy health insurance?

    Health insurance is crucial for every individual to consider as it can provide financial protection against unexpected medical expenses. Having health insurance helps to gain timely access to your choice of quality healthcare services, preventive screenings, and treatments, promoting early detection and timely interventions.

    Health Insurance helps to bring you peace of mind, reducing the burden of medical bills during emergencies, health challenges or at key milestones like starting a family. Health insurance is there to allow you to focus on leading a healthy and productive life. Talk to an insurance broker today to discuss your unique health insurance needs.
    Image

    Want to buy Health Insurance direct?

    View all

    For a fast solution when you already know what you want consider these products from insurers that specialise in Health Insurance. If you are unsure what you need we recommend that you seek professional advice based on your personal circumstances. Reach out to an insurance broker that knows about Health Insurance. You can find 255 brokers and 30 brokerages on this page who can help you get covered.

    Compare Health Insurance Compare Health Insurance Compare Club

    Want better value health insurance?
    Join The Club.

    Cyber Liability Insurance is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack.

    Public Liability insurance is there to provide protection if someone makes a claim against the insured, the business or its employees.

    A business insurance pack can provide cover for your business premises and contents, against loss, damage, theft or financial loss from an insured interruption to the business.

    Designed to protect Professional Services.

    Purchase up to six products under one Business Insurance Package. 

    Compare Home Loans Compare Home Loans Compare Club

    The easiest way to get a new home loan

    We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

    Over 30 insurance brokerage for Health Insurance

    Review rating
    1 review
    Review rating
    1 review

    Ausure
  • Typically replies within
    a day
  • Review rating
    2 reviews
    Review rating
    2 reviews
    Review rating
    4 reviews
    Image

    Do you have health insurance?

    Meet June, a hardworking individual without health insurance*. When a sudden illness struck, she hesitated to seek medical attention due to cost concerns. As the condition worsened, June's productivity declined, leading to financial strain and emotional distress. Eventually, she sought help, but the delay had severe consequences on her health and finances.

    A lack of appropriate health insurance left June vulnerable, underscoring the importance of having adequate coverage for all.
    * These events are a fictional depiction that represent possible real world events.

    More information about Health Insurance

    About Insurance Brokers

    Updated: 1 year ago

    Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

    Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

    Updated: 1 year ago

    Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

    Updated: 1 year ago

    Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

    Updated: 1 year ago

    With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

    You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

    Health Insurance

    Updated: 1 year ago

    Health Insurance is private health care that helps to cover your medical expenses. By paying a monthly or annual premium to your health insurer you are entitled to certain levels of cover for different medical and surgical costs. Private health insurance provides cover for items not included in Medicare, the government funded, public health system that provides many health requirements for Australians. Private health insurance also opens up the opportunity to select the provider, hospital and timing that you would prefer, generally giving you much greater control over your health care.

    Updated: 1 year ago

    Health insurance consists of two primary types, hospital cover and extras cover.

    • Hospital Cover helps to cover the costs of your hospital stay, theatre fees and in-hospital visits with your doctor.
    • Extras Cover helps to cover the costs of physiotherapy, optical, dental and chiropractic treatment. Some Extras policies cover alternative treatments such as chinese medicine, or other preventative items such as gym memberships.

    The level of cover you choose will determine the amount of money you can claim for any incident, procedure or appointment. Different health insurers will offer very different levels of cover which an insurance broker can help you to navigate.

    Updated: 1 year ago

    Health insurance can vary greatly in cost. This generally depends on:

    • the insurer you choose
    • the level of cover you select
    • whether you combine hospital and extras cover
    • the excess you opt to pay
    • whether you pay monthly or annually

    An insurance broker can help you to compare different policies and select the one that gives you the right level of cover at the best price point.

    Updated: 1 year ago

    Using an Insurance Broker for your Health Insurance ensures that you have managed your unique risks. Every personal situation is different and an insurance broker can help by assessing your specific risk profile and providing advice on the best insurance cover for you. An insurance broker is able to compare policies from different health insurers and take into account your financial preferences around excesses and payments, any pre-existing medical conditions you may have and what type of cover you will use most.

    An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer. So whether you're a triathlete junky, massage lover, cancer survivor or thinking of starting a family, your Insurance Broker can assist you to find the best cover for you.

    Health Insurance FAQs

    Updated: 1 year ago
    Health Insurance may be required by individuals and businesses in Recruitment Services, Tax Agents, Migration Agents, Aged Care, Allied Health Care, Personal Trainers, Health and wellness and Massage & Alternative Therapies. 

    Types of insurance that you may also consider alongside Health Insurance include Life, TPD, Trauma, Income Protection and Travel as well as Business Packs. 

    Talk to an insurance broker specialising in Health Insurance to find out if you need Health Insurance.
    Updated: 1 year ago

    Advisr has 255 insurance brokers and 30 insurance brokerages specialising in Health Insurance. To find the right insurance broker who specialises in Health Insurance, check out this page for specialist Health Insurance Brokers.

    • Read real customer reviews to learn more about them
    • Educate yourself about Health Insurance by reading articles written by insurance brokers that explain Health Insurance
    • Ask friends or colleagues to refer their Health Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

    Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.

    Income Protection Insurance

    Updated: 1 year ago

    Income Protection Insurance protects your income if you're unable to work due to partial or total disability. It will generally pay up to 85% of your pre-tax income for a period of time to help cover living costs while you recover.

    Updated: 1 year ago

    Income Protection Insurance covers your income (paying back up to 85%) in the case that you suffer an injury that leaves you unable to work due to partial or total disability. The definition of partial or total disability is different for different policies and there will be exclusions in place. You should check policy coverage and exclusions with your insurer or insurance broker.

    Income Protection Insurance does not cover unemployment or redundancy.

    Other types of insurance may cover you for associated difficulties in the case of partial or total disability. This includes Health Insurance, TPD Insurance and Trauma Insurance.

    Updated: 1 year ago

    Income Protection Insurance cost is dependent on various factors about you including:

    • the income level you want to insure
    • your occupation
    • your age
    • your gender
    • lifestyle factors, including if you smoke
    • pre-existing conditions

    Your Income Protection Insurance premium is also dependent on how you choose to structure your insurance cover, including your choices around:

    • waiting period
    • benefit period
    • whether you pay annually or monthly
    • whether you choose a stepped or level premium

    Your insurance broker can guide you to choose a cover and policy structure that is right for you. They can shop around with different Income Protection Insurance providers for the best deal for your situation.

    Updated: 1 year ago

    Using an Insurance Broker for your Income Protection Insurance ensures that you have managed your unique risks. Every personal situation is different and an insurance broker can help by assessing your specific risk profile and providing advice on the best Income Protection Insurance cover for you.

    An insurance broker is able to compare policies from different Income Protection insurers and take into account your financial preferences around excesses and payments, any pre-existing medical conditions you may have and what your occupation is.

    An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer. So whether you're a doctor or nurse, CEO or builder, your Insurance Broker can assist you to find the best cover for you.

    Life Insurance

    Updated: 1 year ago

    Life Insurance is an insurance policy taken out with an insurer to pay out a specified sum to a designated beneficiary upon the death of the policy holder.

    Updated: 1 year ago

    The cost of life insurance will depend on the amount your life is insured for. It will also depend on a number of other factors such as:

    • your age
    • your gender
    • your medical history and pre-existing conditions
    • your lifestyle, including smoking
    • your occupation

    The cost of your life insurance will also depend on factors that are more under your control such as:

    • the insurer you choose
    • how you choose to pay, eg. annual versus monthly
    • if you bundle the policy with any other policies

    An insurance broker with experience in life insurance can help you to find the level and structure of cover that is right for you.

    Updated: 1 year ago

    Life insurance may provide a lump sum payment to a nominated beneficiary on the occasion of the death of the policy holder.

    A standard Life Cover Insurance policy does not cover costs to do with permanent disability or critical illness such as rehabilitation costs, treatment costs or loss of income. Insurance policies such as TPD, Trauma Insurance and Income Protection are the insurance policies associated with disability and critical illness, and they may be referred to as types of life insurance. 

    Updated: 1 year ago

    A life insurance broker is able to help you select a life insurance policy that is right for you. A good life insurance broker will take the time to understand your personal situation and use that understanding to recommend one or more life insurance policies from a range of different insurers.

    Life insurance brokers also have access to a range of more complex life insurance products to choose from. Working with a life insurance broker may provide you with the optimal level of cover for your unique situation.