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Adventure Awaits: Navigate the World with the Safety Net of Travel Insurance!

As we are amidst the holiday period and peak travel season, travel enthusiasts are gearing up for exciting adventures. Whether it’s an escape to a tropical paradise or a cultural exploration of ancient cities, the anticipation of travel is palpable. Among the excitement, it’s crucial to address a significant aspect of trip planning that often takes a back seat – Travel Insurance. 

Every journey comes with its unique set of challenges, but there's one universal truth: nobody wants to encounter trouble when travelling. Just as no two trips are identical, a one-size-fits-all travel insurance plan is not the ideal solution. Similar to opting for an extended warranty for a product, it's crucial for both your peace of mind and your wallet to select a Travel Insurance plan that allows you to tailor the coverage to your specific needs. This approach not only makes Travel Insurance more affordable but also a sensible investment. 

Here are some reasons why you should consider Travel Insurance: 
 
Cancellation of a trip: 
Always be prepared for the unexpected. Anything can happen in the lead up to a trip, resulting in the need to cancel your trip. Travel Insurance covers you for prepaid, non-refundable travel and accommodation you don’t use if you can’t begin or complete your trip for an unexpected, covered reason, including a diagnosis of COVID-19. Coverage available as selected, up to $40,000 per person. 
 
Trip Interruptions! 
Cover yourself for unforeseen events that may occur on your trip. Trip interruption cover will assist with rearrangement costs up to the level of cover selected, if you need to reschedule or cancel all or part of your trip for a covered reason.  
 
Experiencing Trip Delays? 
We all know how frustrating delays can be. So don’t be left stranded! Trip Delay covers accommodation costs up to $50 per 6-hour delay if your prepaid public transportation is delayed for reasons beyond your control. Up to a maximum of $2,000.  
 
Baggage! 
Everyone has heard a story of someone who has experienced lost or stolen baggage. Ensure you have cover for your baggage that is damaged, stolen or accidentally lost during your trip.  
 
Heading to the snow?  
Don’t forget Snow Pack cover! The Snow Pack is an additional add on to travel insurance cover. When selected, the Snow Pack covers equipment loss or damage for skiing and snowboarding. It extends the standard benefits of your policy to include claims that may arise when you are participating in snow sports. Cover does not apply in respect of Personal Liability claims. 


 

Healthcare Professionals Civil Liability (PI) and Public & Products Liability. 

Designed to protect Professional Services.

Purchase up to six products under one Business Insurance Package. 

Don’t forget Snow Pack cover! The Snow Pack is an additional add on to travel insurance cover. When selected, the Snow Pack covers equipment loss or damage for skiing and snowboarding. It extends the standard benefits of your policy to include claims that may arise when you are participating in snow sports. Cover does not apply in respect of Personal Liability claims. 


 
 
*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

insurance.com.au Pty Ltd is an Authorised Representative AFSRN 443422 of Insurance House Pty Ltd ABN 33 006 500 072 AFSL 240954. Travel Insurance is administered by battleface Insurance Services Pty Ltd (ABN 28 650 606 045, AFSL 536280), also operating under the trading name Robin Assist, and is underwritten by Pacific International Insurance Pty Ltd (ABN 83 169 311 193). insurance.com.au is a distributor for battleface and is paid commission by battleface. Any advice provided is general advice only. Prior to purchasing, please consider your financial situation and needs and read the  Product Disclosure Statement (PDS) and Target Market Determination (TMD).


General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.


insurance.com.au, ABN 27 163 909 073, AFSL 240954

This article originally appeared on This article first appeared on insurance.com.au and has been published here with permission.

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