Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

Advisr has 911 insurance brokers and 115 insurance brokerages specialising in Travel Insurance. To find the right insurance broker who specialises in Travel Insurance, check out this page for specialist Travel Insurance Brokers.

• Read real customer reviews to learn more about them
• Educate yourself about Travel Insurance by reading articles written by insurance brokers that explain Travel Insurance
• Ask friends or colleagues to refer their Travel Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.

Travel Insurance is an insurance product that provides coverage to individuals and families who travel, domestically or internationally for pleasure. Travel Insurance protects individuals against the financial disruptions and impacts from serious accidents, illness or travel delays that may occur whilst travelling. 

Travel Insurance coverage can change depending on different policies that are available and the associated inclusions and exclusions.

Most travel insurance policies can provide cover for:

• Emergency hospital and medical expenses
• Hire care access
• Cancellation expenses due to delayed flights or illness
• Travel document replacement
• Luggage replacement

Be sure to check what is NOT covered in your policy. This might be things like extreme sports or activities such as skiing, theft of unattended items, treatment for pre-existing medical conditions, travelling against government advice or incidents that happen while you are under the influence of drugs or alcohol. Be sure to read your policy carefully or seek the help of an insurance broker with experience in Travel Insurance.

Travel Insurance costs depend on the type of insurance coverage you are looking for and the number of people you are looking to have covered. 

Some variables that impact the cost of your travel insurance include:

• The number of people to be covered by your travel insurance policy.
• The contribution of Domestic or International travel to be covered.
• With International Travel, the different countries being visited and the locations within these countries.
• The frequency of travel to being undertaken.
• Length of travel being conducted.
• The activities that are undertaken whilst away travelling.
• The methods of transportation being used during travel.
• Whether you upgrade to cover for high risk activities

The cost of Travel insurance is often a function of the coverage being provided, so cheaper Travel insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find the cover that meets your needs at the best price point.

In insurance broker with expertise in Travel Insurance will be familiar with a range of policies and can help to find the best one for your situation.

1. Expertise and knowledge
   An insurance broker specializes in the insurance industry and has extensive knowledge of the different types of insurance policies available. They can help you understand the fine print of policies and explain any confusing terminology. With their expertise, they can help you find the right policy that meets your specific needs.
2. Access to multiple insurance providers
   An insurance broker works with multiple insurance providers, which means they can provide you with multiple options for travel insurance policies. This can save you time and effort in researching and comparing policies yourself.
3. Customized coverage
   An insurance broker can help you customize your travel insurance policy to fit your unique needs. They can help you determine the types of coverage that are most important to you and help you find a policy that provides that coverage.
4. Assistance with claims
   If you need to make a claim on your travel insurance policy, an insurance broker can provide assistance and guidance throughout the process. They can help you understand what information you need to provide and can advocate on your behalf with the insurance company.
5. Peace of mind
   Using an insurance broker for travel insurance can give you peace of mind knowing that you have the right coverage for your trip. You can rest assured that you are protected in the event of unexpected events, such as medical emergencies or trip cancellations.

Business Travel Insurance, sometimes call Corporate Travel Insurance, is an insurance product that provides coverage to business owners and employees who travel, domestically or internationally for business.

Business Travel Insurance protects companies against the financial disruptions and impacts from serious accidents, illness or travel delays that may occur whilst travelling. 

Business Travel Insurance coverage can vary depending on the different policies that are available and the associated inclusions and exclusions.

Most corporate travel insurance policies can provide cover for:

• Emergency hospital and medical expenses
• Hire care access
• Cancellation expenses due to delayed flights or illness
• Travel document replacement
• Luggage replacement

Business Travel Insurance can provide coverage across your business. Business travel insurance often offers additional benefits over standard travel insurance.

The cost of Business Travel Insurance depends on the type of insurance coverage you are looking for and the number of people you are looking to have covered. 

Some variables that impact the cost of your business travel insurance include:

• The number of people to be covered with your business travel insurance policy.
• The contribution of Domestic or International travel to be covered.
• With International Travel, the different countries being visited and the locations within these countries.
• The frequency of travel being undertaken.
• Length of travel being conducted.
• The activities that are undertaken whilst away travelling.
• The methods of transportation being used during travel. 

Remember that the cost of Business travel insurance is often a function of the coverage being provided, so cheaper Business travel insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find the most suitable policy at the best price.

An Insurance Broker with experience in Business Travel Insurance can help you to select from a large array of available policies.

Using an Insurance Broker for your Business Travel insurance needs ensures that your business has managed its risks.

Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Business Travel insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

So whether it's sick or injured staff, lost or stolen baggage or delayed or cancelled flights, your Insurance Broker can assist you to be covered.