Why does someone need Accident and Health Insurance?
To provide financial security (including their family) if they suffer an injury or sickness and are unable to work.
What are three changes are you seeing in Accident and health insurance
1. Many additional benefits being included to provide broader cover
2. Cover being included to new and emerging risks, providing cover outside the normal scope of work related injuries
3. On demand cover with per minute, week or monthly premiums being charged instead of the more traditional annual premium
What does Agile enable for this type of insurance? Can you tell me one story when Accident and health insurance has proved invaluable for a client?
Agile enables brokers to obtain and bind A&H products through our online tech platforms providing a seamless quote and purchase process. Agile also develops new and innovative A&H products designed to address the ever-changing lifestyles of Australians.
What stories do you hear when people are moving to or choosing Agile. When has someone called you because they didn't have Accident and Health insurance? What happened?
We are often approached by brokers looking for a solution to a variety of emerging risks, which require a different approach to standard underwriting. We often find a solution where other A&H providers are incapable. This includes our ability to integrate our tech via API (application programming interface).
What are three things do you believe people should consider with Accident and health insurance?
1. Does the product meet my financial needs
2. What is the claims process
3. Is product flexible to meet my changing circumstances
What is your background and experience in Accident and health insurance?
I have extensive experience in the Accident and Health arena spanning over 24 years of underwriting and management, both in London and in the Australian market. I've been specialising in the insuretech space for over 3 years developing new and innovative A&H products delivered using the latest technology innovations.
How does Agile make Accident and health insurance easier?
Agile provides a flexible ecosystem to bring ideas and products to life and ultimately the market, by providing the connections and resources to make innovation quicker and easier.
Agile's Professional Indemnity insurance protects against claims arising from an act, error or omission in the performance of professional services.
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Agile CyberSelect is aimed at mid-market to corporate clients and is a comprehensive Cyber Insurance policy with 16 policy benefits and 24/7 incident response.
Agile provides a flexible ecosystem to bring ideas and products to life and ultimately the market, by providing the connections and resources to make innovation quicker and easier.