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Top 3 Signs You're Overpaying for health cover

Top 3 Signs You're Overpaying

Good value health cover is more than just finding the cheapest possible policy. Here are our experts’ top 3 signs you may not be getting value for money.

3 signs your health cover may not be the best value:

1. You’re shelling out a lot of extra $$$ 

Paying excessive out-of-pocket costs usually means your health fund’s benefits aren’t a great fit for you and your family.

2. You’re constantly paying for unnecessary extras

Paying for extras services you don’t use - like orthodontic cover when you don't need your teeth straightened - is a waste of your hard earned dollars.

3. You’re travelling further to access your health fund’s ‘in-network’ specialists

If your local providers, like dentists, don’t have agreements with your health fund you either have to travel further to find ones that do, or pay higher out-of-pocket fees.

Seeing the signs?

If any of this sounds familiar, you’re smart to consider other options. 

Over the last 5 years, Compare Club’s health cover experts have saved our customers an average of $300* off their annual health cover.

*Based on 136,500 policies sold Jan 2018–Nov 2022
#Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.
General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.

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