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Business Interruption Insurance

What does Business Interruption Insurance cover?

The business interruption insurance safeguards the future of your business from interruption to your cash flow. It helps your business continue operating, meet its obligations, and, most importantly, protect your capacity to continue making money while recovering and rebuilding.

The insurance is designed to help cover the ongoing expenses and operating cost of your business, some components including:
  • Loss of profit from any sales you would have made while not operating
  • Operating expenses
  • Cash flow
  • Employees’ wages
  • Rent
  • Electricity
  • Suppliers
  • Loan repayments
  • Relocation
  • Replacement of machinery

In some cases, the insurance also covers indirect events that impact the property rather than the insured’s own such as damage to surrounding properties, roads, bridges, or railways.

Working with an Insurance Broker and Risk Adviser will protect your business and ensure you have the right insurance cover in place.

Austbrokers can offer you trusted insurance advice to all your insurance needs, guidance, and long term support.

Find out how Austbrokers can help you today!

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.


This article originally appeared on Austbrokers News and has been published here with permission.

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