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Over 1418 Insurance Brokers for Trades Insurance

Trades Insurance - Your trade is your business. Get insurance for your public and products liability and your valuable work tools. Talk to an Insurance Broker to better understand your trades insurance needs.

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167 reviews

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Daniel Ufer

Priority Insurance Brokers

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  • Review rating
    6 reviews

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    Joe Daley

    AJ Insurance Services

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  • Review rating
    10 reviews

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    Warren Reid

    Broad Risk Insurance Brokers

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    16 reviews
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    58 reviews

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    Laura Meyer

    MeyerInsure

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    a few hours
  • Why buy trades insurance?

    Trades insurance is vital to consider for businesses that employee tradies to work in various skilled trades, whether on premises or mobile. Trades Insurance helps to provide tradies with protection against risks including property damage, tool theft, commercial vehical damage, bodily injury to yourself or others and product liability.

    Without Trades Insurance, tradespeople may face severe financial burdens from legal claims and accidents on job sites. Having trades insurance offers peace of mind in what can be a risky profession, enabling businesses to operate confidently and fulfill their clients' needs without compromising their financial stability. Talk to an insurance broker today to get the right trades insurance.
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    Want to buy Trades Insurance direct?

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    For a fast solution when you already know what you want consider these products from insurers that specialise in Trades Insurance. If you are unsure what you need we recommend that you seek professional advice based on your personal circumstances. Reach out to an insurance broker that knows about Trades Insurance. You can find 1418 brokers and 203 brokerages on this page who can help you get covered.

    Bill Cover will take care of your bills, so you can take care of yourself! Bill Cover will pay a fixed monthly benefit or the total of your monthly bills (whichever is the lesser) for up to twenty-four months if you are unable to work due to injury or sickness. In the event of a claim, Bill Cover can be used to help pay for your business or general living expenses such as electricity, gas, gym membership, mortgage or rent.

    Business insurance for tradesmen is designed to give your tradie business peace of mind knowing a safeguard is in place when things don’t stick to the blueprint.

    Cyber Liability Insurance is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack.

    Public Liability insurance is there to provide protection if someone makes a claim against the insured, the business or its employees.

    A business insurance pack can provide cover for your business premises and contents, against loss, damage, theft or financial loss from an insured interruption to the business.

    Designed to protect Professional Services.

    Purchase up to six products under one Business Insurance Package. 

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    We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

    Over 203 insurance brokerage for Trades Insurance

    Review rating
    194 reviews

    Morgan Insurance Brokers
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    a few minutes
  • Review rating
    24 reviews
    Review rating
    8 reviews
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    1 review
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    Do you have trades insurance?

    A plumbing company* encountered a disastrous situation when one of their employees accidentally caused significant water damage to a client's property.

    Lacking proper trades insurance, the company had to pay for the clean up and extensive repairs out of pocket. The financial burden was significant and placed strain on their cash flow and reputation. The right trades insurance could have protected the plumbing business and contributed to their long-term viability.
    * These events are a fictional depiction that represent possible real world events.

    More information about Trades Insurance

    About Insurance Brokers

    Updated: 1 year ago

    With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

    You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

    Updated: 1 year ago

    Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

    Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

    Updated: 1 year ago

    Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

    Updated: 1 year ago

    Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

    Trades Insurance

    Updated: 1 year ago

    Trades Insurance is insurance for tradies that provides coverage for tradies across multiple insurance lines that a tradie is needs to conduct their business.

    Trades Insurance may include coverage for:

    Liability: Public and products liability. For any damages, your business is responsible for, to a third party or their property. 

    Portable and valuable items: Insurance coverage from the equipment that you use whilst undertaking your work.

    Commercial vehicles: Coverage for your work vehicle, truck, ute or delivery van. 

    Updated: 1 year ago

    Trades Insurance may include insurance coverage for:

    Pubic Liability and Product Liability: Public and products liability. For any damages, your business is responsible for, to a third party or their property. 

    Portable and valuable items: Insurance coverage from the equipment that you use whilst undertaking your work.

    Commercial vehicles: Coverage for your work vehicle, truck, ute or delivery van. 

    Updated: 1 year ago

    Trades Insurance is insurance for tradies that may provide coverage for tradies across multiple insurance lines that a tradie would need to be covered so that they could conduct their business.

    Trades Insurance costs are determined by:

    • Level of trades insurance coverage that is being sought
    • Size and scale of the Trades business
    • Nature of the business and the services it operates
    • Location of the Trades business
    • Turnover of the business.

    What is key to remember is that the cost of Trades Insurance is often a function of the coverage being provided, so cheaper Trades Insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find and determine the costs associated.

    Updated: 1 year ago

    Using an Insurance Broker for your Trades insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Trades insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

    So whether it's damage or injury caused to others due to your trades and business operations, protection and coverage for your valuable work-related tools or the commercial vehicles that you need to get around and conduct business, your Insurance Broker can assist you to be covered.

    Trades Insurance FAQs

    Updated: 1 year ago
    Trades Insurance may be required by individuals and businesses in Tradies, Motor Trades, Electricians, Sub-Contractors, Heights Safety Contractors, Fencing Contractors and Professional Services for Trades. 

    Types of insurance that you may also consider alongside Trades Insurance include Business, Liability, Small Business, Professional Indemnity, Business Interruption and General as well as Business Packs. 

    Talk to an insurance broker specialising in Trades Insurance to find out if you need Trades Insurance.
    Updated: 1 year ago

    Advisr has 1418 insurance brokers and 203 insurance brokerages specialising in Trades Insurance. To find the right insurance broker who specialises in Trades Insurance, check out this page for specialist Trades Insurance Brokers.

    • Read real customer reviews to learn more about them
    • Educate yourself about Trades Insurance by reading articles written by insurance brokers that explain Trades Insurance
    • Ask friends or colleagues to refer their Trades Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

    Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.

    Trade Credit Insurance

    Updated: 1 year ago

    Trade Credit Insurance is insurance that protects your business from financial loss experienced by bad debts. Sometimes Trade Credit Insurance can be called debtor insurance or accounts receivable insurance. 

     

    Trade Credit Insurance provides coverage for your accounts receivables and provides cover for unpaid invoices which may arise due to customer bankruptcy, political risks and defaults.

    Updated: 1 year ago

    Trade Credit Insurance provides coverage to businesses for risk and exposure faced by businesses accounts receivables. 

    Trade Credit Insurance may provide coverage for accounts receivable from the following risks:

    • Client bankruptcy.
    • Client default on invoices.
    • Political risks that cause delay or default on receivables.

     

    Updated: 1 year ago

    The cost of Trade Credit insurance depends on two key factors, your turnover and the level of risk. Risk is assessed based on your business history of trade and loss, credit terms, customer location and ratings, and the type of business you are in. What is key to remember is that the cost of Trade Credit Insurance is often a function of the coverage being provided, so cheaper Trade Credit Insurance may not always offer the same levels of coverage as more expensive alternatives. You want to consider your coverage requirements first, and then seek to find and determine the costs associated.

    Updated: 1 year ago

    Using an Insurance Broker for your Trade Credit insurance needs ensures that your business has managed its risks. Every business is different and an insurance broker can help by assessing your unique business risk profile and providing advice on the best insurance cover, including Trade Credit insurance for your business. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

    So whether it's non-payment of a debt owed by a client, contract repudiation or political risk, your Insurance Broker can assist you to be covered.