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Insurers, Underwriters & Agents

Insurers, Underwriters & Agents - Find the Insurers, Underwriters & Agents with the insurance products and risk coverage products you need to enable you to take the steps you want. From speciality areas, commercial insurers, to domestic insurers. Find the insurance products and risk coverage you need via an insurer, underwriter or an agent.

Insurers, Underwriters & Agents Partners

Understanding Insurance: The Roles of Insurers, Underwriters & Agents

In the world of insurance, these three players work together to manage risk. Insurers are the companies that pool money from policyholders to pay for covered losses. Underwriters, the risk assessors, analyze applications and decide if the insurer will take on the risk (issue the policy) and for what price (premium). Agents act as the middlemen, selling policies, explaining coverage, and handling claims for clients. So, insurers carry the financial burden, underwriters decide who gets coverage, and agents connect people with insurance protection.

Insurers, Underwriters & Agents Products

Worry less about the “what if” and start to focus on the “what next” while you're travelling.

Simple affordable public liability and material damage cover for commercial drone operators.

A business insurance pack can provide cover for your business premises and contents, against loss, damage, theft or financial loss from an insured interruption to the business.

Agile Construction offers specialist material damage cover (Construction All Risk and Erection All Risk) for a broad range of construction types and industries.

Agile CyberSelect is aimed at mid-market to corporate clients and is a comprehensive Cyber Insurance policy with 16 policy benefits and 24/7 incident response.

The Policy is designed to cover your legal costs and expenses if you are involved in a legal dispute or need to defend yourself against a legal dispute. The Policy includes cover for Criminal Prosecution, Employment Disputes, Property Disputes, Data Protection, Statutory Licence, Employee's Breach of Restrictive Covenants and ATO Tax Investigation protection.

Small Business Insurance can provide cover for your business’ premises and contents, against loss, damage, theft or financial loss from an insured interruption to your business.

Agile's Professional Indemnity insurance protects against claims arising from an act, error or omission in the performance of professional services.

We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

Underwriters,  act as the gatekeepers. They employ their expertise to assess the risk associated with each potential policyholder. This evaluation considers various factors, influencing decisions on whether to approve coverage and determining the appropriate premium amount. By meticulously analyzing risk, underwriters ensure the long-term financial stability of the insurer. In essence, insurers provide the financial safety net, while underwriters determine the eligibility for that protection.

Articles by Insurers, Underwriters & Agents Partners