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Insurers, Underwriters & Agents

Insurers, Underwriters & Agents - Find the Insurers, Underwriters & Agents with the insurance products and risk coverage products you need to enable you to take the steps you want. From speciality areas, commercial insurers, to domestic insurers. Find the insurance products and risk coverage you need via an insurer, underwriter or an agent.

Insurers, Underwriters & Agents Partners

Understanding Insurance: The Roles of Insurers, Underwriters & Agents

In the world of insurance, these three players work together to manage risk. Insurers are the companies that pool money from policyholders to pay for covered losses. Underwriters, the risk assessors, analyze applications and decide if the insurer will take on the risk (issue the policy) and for what price (premium). Agents act as the middlemen, selling policies, explaining coverage, and handling claims for clients. So, insurers carry the financial burden, underwriters decide who gets coverage, and agents connect people with insurance protection.
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Insurers, Underwriters & Agents Products

Small Business Insurance can provide cover for your business’ premises and contents, against loss, damage, theft or financial loss from an insured interruption to your business.

This policy protects you for common law liability claims made against you as a result of your general aviation contracting LAME & AME activities.

Agile Construction offers specialist material damage cover (Construction All Risk and Erection All Risk) for a broad range of construction types and industries.

Worry less about the “what if” and start to focus on the “what next” while you're travelling.

Agile CyberSelect is aimed at mid-market to corporate clients and is a comprehensive Cyber Insurance policy with 16 policy benefits and 24/7 incident response.

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Purchase up to six products under one Business Insurance Package. 

Cyber Liability Insurance is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack.

We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

Underwriters,  act as the gatekeepers. They employ their expertise to assess the risk associated with each potential policyholder. This evaluation considers various factors, influencing decisions on whether to approve coverage and determining the appropriate premium amount. By meticulously analyzing risk, underwriters ensure the long-term financial stability of the insurer. In essence, insurers provide the financial safety net, while underwriters determine the eligibility for that protection.

Articles by Insurers, Underwriters & Agents Partners