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Insurers, Underwriters & Agents

Insurers, Underwriters & Agents - Find the Insurers, Underwriters & Agents with the insurance products and risk coverage products you need to enable you to take the steps you want. From speciality areas, commercial insurers, to domestic insurers. Find the insurance products and risk coverage you need via an insurer, underwriter or an agent.

Insurers, Underwriters & Agents Partners

Understanding Insurance: The Roles of Insurers, Underwriters & Agents

In the world of insurance, these three players work together to manage risk. Insurers are the companies that pool money from policyholders to pay for covered losses. Underwriters, the risk assessors, analyze applications and decide if the insurer will take on the risk (issue the policy) and for what price (premium). Agents act as the middlemen, selling policies, explaining coverage, and handling claims for clients. So, insurers carry the financial burden, underwriters decide who gets coverage, and agents connect people with insurance protection.
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Insurers, Underwriters & Agents Products

Agile CyberCare covers small businesses against cyber threats and data breaches, including 24/7 emergency response for incidents.

Purchase up to six products under one Business Insurance Package. 

Cyber Liability Insurance is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack.

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Agile specialist casualty for over 870 occupations. Standard benefits such as property in your care custody or control, cover for drones, claims preparation costs, overseas personal liability and more.

Tax Audit Insurance covers a business for specified costs in the event that it is selected by the Australian Tax Office for auditing.

Healthcare Professionals Civil Liability (PI) and Public & Products Liability. 

Voluntary Workers Insurance. Get protection in minutes. Protection for when the unexpected happens

We may receive a commission from the product provider if you purchase a financial product through our referral. This commission does not affect the price you pay for the product. You should consider the product disclosure statement (PDS) for the product before making a decision to purchase. The PDS contains important information about the product, including the risks and fees involved. If you have any questions about our referral relationship with the product provider, please contact us.

Underwriters,  act as the gatekeepers. They employ their expertise to assess the risk associated with each potential policyholder. This evaluation considers various factors, influencing decisions on whether to approve coverage and determining the appropriate premium amount. By meticulously analyzing risk, underwriters ensure the long-term financial stability of the insurer. In essence, insurers provide the financial safety net, while underwriters determine the eligibility for that protection.

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