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Five Ways to Prepare for Bushfire Season

General Insurance

Bushfire season has started for many areas across Australia, so it’s a timely reminder to ensure your business is prepared. Your business may not be directly at risk of bushfire damage; however, you may be subject to supply chain or access issues that impact daily operations.

Here are 5 things you can do today to prepare your business for bush fire season:

1. Check your insurance cover.

Experienced insurance brokers can guide you through your current insurance program. They can explain any gaps in cover that may leave you vulnerable or reassure you that all is well.

Advisers protect your interests. They use their expertise to negotiate the best cover for your needs and budget.

2. Prepare Your Bushfire Emergency Plan

It’s vital to have a plan for that works for any emergency. It ensures staff know what to do, who to contact, how to stay safe and the steps they can take now to help minimise damage.

Its critical to discuss the plan with staff and provide adequate training. Don’t write it and leave it in the drawer.

Check out the Federal Government’s guidance on developing an emergency management plan. It includes templates and advice designed to help you.

The Australian Disaster Resilience Knowledge Hub is another great resource which includes business emergency planning tools for every State and much more.

3. Know Your Bushfire Risk

Interactive maps from the National Emergency Management Agency (NEMA) are a great source of information. They include general data, details of recovery projects, areas impacted by fire, cyclones or floods based on historical data and can help you find local recovery and support services.

4. Stay Up to Date with Local Bushfire Information

Your local emergency services and weather channels provide updates and warnings. These can help you prepare and decide when to leave. It can help you plan for delivery delays or access issues for customers and suppliers.

Find and follow your local emergency services organisation. The list below is a good place to start:

Business Package

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Cyber Liability Insurance

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Public Liability Insurance

Public Liability insurance is there to provide protection if someone makes a claim against the insured, the business or its employees.

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5. Seek Advice

You don’t need to wait until insurance renewal time to ask for help. You can seek advice or review your insurance program at any time to ensure it continues to meet your changing needs.

Contact Clear Insurance today

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

Clear Insurance Pty Ltd. ABN 41 601 916 689. AFSL No. 548953.

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Clear Insurance, ABN 41601916689, AFSL 548953

This article originally appeared on Clear Insurance Website and has been published here with permission.