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Your Disaster Preparedness Checklist: What You Need To Know
Assemble a comprehensive emergency kit tailored for flood and bushfire scenarios. Include non-perishable food, water, a flashlight, batteries, a first-aid kit, essential medications, protective masks, and a multi-tool.
Establish a family communication plan specifically designed for these disasters. Ensure everyone knows the designated meeting point, and have a list of emergency contacts ready. Consider investing in a battery-powered or hand-crank emergency radio for updates.
Safeguard essential documents like property deeds, insurance policies, identification, medical records, and financial information in a waterproof container or digitise them for secure cloud storage.
Create a defensible space around your property by clearing dry vegetation and installing fire-resistant roofing and siding materials. Have fire-resistant clothing and masks readily accessible.
Elevate electrical systems and install flood-resistant barriers like sandbags or water gates. Waterproof your basement and install sump pumps.
Familiarise yourself with evacuation routes specific to floods and bushfires. Account for your pets’ safety, and have carriers or leashes on hand.
Review your insurance policies, including flood and wildfire coverage. Ensure you have adequate protection tailored to these natural disasters.
Establish an emergency fund to cover immediate expenses. Set up automatic bill payments to avoid disruptions during and after disasters.
Continuously monitor weather updates and local news for alerts related to flooding and bushfires. Follow directives from local authorities and evacuate when advised.
Conduct regular evacuation drills with your family, emphasising safe routes and emergency procedures specific to floods and bushfires.
Extend a helping hand to neighbours and community members who may need assistance during these disasters. Collaborate with local disaster relief organisations to support affected individuals.
Any general advice in this article does not take into account your personal objectives, financial situation and needs.
The information provided is for general information purposes only, and it is not a substitute for professional advice. You should always consider the PDS/Policy wording before making a decision. Coverage may differ based on specific clauses in individual policies
All information above has been provided by the author.
Casey Caldera, ABN 93 660 379 046, AFSL 344648
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