More so than ever - The Importance of Insurance Advisers!

More so than ever - The Importance of Insurance Advisers!

April 26, 2021 Views: 296
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Many consumers have chosen over recent years to obtain their insurance online, in a DIY manner. When it comes to selecting insurance coverage for their business operations, these online options generally aren’t providing accurate advice as to what exposures you face, therefore what policy is the right one to effect? 

There’s nothing wrong with taking responsibility for your own future, in fact, it is an admirable trait. However in the insurance world, with so many different policy choices and providers in the market, relying on a trusted insurance adviser such as Risk Guidance Insurance - can take the pressure off you, knowing that your insurance needs are being looked after by a specialist, who knows how to advise, select and negotiate the best policy for your needs and circumstances.

Insurance is a Complex World

Searching for insurance cover online can be difficult, the choices offered are continuously evolving, with many different providers offering the same type of insurance but with different coverage and limits. Ask yourself this; 

1) Did you just select the top insurer on Google search?

2) How do you know you have the right cover?

3) You do realise that you are entering into a binding contract directly with an Insurer?

Whilst consumers can easily compare a small number of similar policies, ‘similar’ doesn’t mean identical, thus causing problems in the event of a claim. Imagine you are presented with six or seven different policies from different providers from Google, deciding which policy is most appropriate for your needs and what are the key differences is key. 

So while ‘DIY’ options have increased, Insurance Advisers are more important than ever in providing the right advice and advising on the policies best suited to your business and risk exposures - At the end of the day, you need the insurer to pay up in the case of a claim.


General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

Risk Guidance Insurance AFSL : 288320 , AR Number: 453827

This article originally appeared on Risk Guidance Insurance News and has been published here with permission.

Advisr does not provide advice and does not hold a financial service license (AFSL). All information above has been provided by Risk Guidance Insurance.

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