What type of insurance are you looking for?

Brokers & Brokerages

Insurance Categories

Insurance Industries

Articles
General Insurance > Contents Insurance

Contents Insurance

Contents Insurance

Contents Insurance - Get the contents of your home insured. Protect your valuables, jewellery, sporting equipment, electrical items, stereos, furniture and cameras. Get your contents insurance - talk with an Insurance Broker.

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Contents Insurance Brokerages

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Drop us a message

Find the right solution

Contents Insurance

Contents Insurance is insurance that provides financial coverage for repairing or replacing household personal possessions including but not limited to furniture, curtains, white goods, electrical devices, clothing, jewellery, sports equipment, toys, beds, stereos, electrical items. 

Contents insurance covers the items included within your household and owned by various household members. Specific valuable items can be listed independently on your contents insurance policy as listed or named items. 

Contents insurance is suitable for both renters and homeowners and can be packaged with Home Insurance as a home and contents insurance policy. 

Contents Insurance covers the contents of your home. Your home may be either owned or rented. Contents insurance covers such things as furniture, electrical goods, televisions, stereos, personal valuables, clothes, jewellery, sporting equipment and other contents that you store within your home. 

 

More valuable items may be listed individually and specifically on your contents insurance policy. 

Contents Insurance cost are determined on the number and value of items being insured.

The greater the value of the goods being insured, the greater the cost of your contents insurance. There are a few key variables when it comes to determining the cost of contents insurance. These may include:

  • Agreed sum of coverage for non-listed items, eg clothing
  • Replacement value for listed items
  • Age of the items
  • Security in place for the home, eg how secure are the premises
  • Location of the home
  • History of the person looking to get insurance.

In addition to price, what is key to remember is that the cost of Contents Insurance is often a function of the coverage being provided, so cheaper Contents Insurance may not always offer the same levels of coverage as more expensive alternatives.

You want to consider your coverage requirements first, and then seek to find and determine the costs associated.

Using an Insurance Broker for your Contents insurance needs ensures that your personal contents are covered from risks you might face. Every person is different and an insurance broker can help by assessing your unique personal risk profile and providing advice on the best insurance cover, including Contents insurance for you. An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer.

So whether it's theft or attempted theft, power surge to domestic appliances or domestic equipment or accidental damage, your Insurance Broker can assist your contents to be covered.

Customers

Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.