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Insurance renewal coming up? 3 reasons why you should get an insurance review.

Why you should review your business insurances today.
How often do you receive your insurance renewal in the mail and just go pay the invoice without even considering what you are actually covered for? The truth is, this happens quite a lot.
 
 
The insurance market is always changing. Insurers’ risk appetites are changing, prices are changing, level of covers are changing, all of this can mean that you might have gotten the best deal when you took the policy out, but now you might have an expensive and inappropriate policy for your situation.
At LARK Insurance, we run through a risk assessment process that can help ensure that you have the right business insurance policy to suit your needs. Our clients have found this process has given them the peace of mind they really need around their business insurance.
 
Insurance brokers can save you money
Nobody likes to spend more than they need to, especially on insurance. We have access to a wide panel of insurers and can structure your covers to save you money. Part of our core business is looking to make sure that our clients have insurance policies that are competitively priced. We go through this process with every policy we put in force so you can rest assured you aren’t paying more than you need to.
 
We can get you a great policy
While those ads on TV always talk about cheaper policies, there is usually a reason why. We often find that cheaper policies mean gaps in cover and very long and painful claims processes. We are here to get you the cover you need to get the job done.
 
Insurance policies to match your needs
We can look at ways to make your insurances more manageable throughout the year, whether this is through pay-by-the-month options, adding extra items throughout the year, putting insured items on the same policies, we can make it work to get you what you need.

Management Liability insurance is designed to provide protection to both the business and its directors or officers for claims of wrongful acts in the management of the business.

A business insurance pack can provide cover for your business premises and contents, against loss, damage, theft or financial loss from an insured interruption to the business.

Purchase up to six products under one Business Insurance Package. 

We can look at ways to make your insurances more manageable throughout the year, whether this is through pay-by-the-month options, adding extra items throughout the year, putting insured items on the same policies, we can make it work to get you what you need.
 
When your insurance renewal comes up, gives us a call or get in touch to find out how we can get you the most out of your policy.
General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.


LARK Insurance, ABN 56 635 745 176, AFSL 240549

This article originally appeared on LARK Insurance Blog and has been published here with permission.

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