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What to expect from your insurance broker

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Finding the right insurance for yourself or your business can be overwhelming. With so many different insurers and products to choose from, it can be difficult to know if you are getting the best policy and advice at a competitive price. That’s why it pays to have an insurance broker in your corner who can help accurately identify your risks and suggest the right level of cover.

Your insurance broker will work for you (not the insurance companies!) and can be relied on to provide professional advice in your best interest. We have the established relationships and negotiating power when dealing with insurance companies directly, meaning we can sometimes access policies that are not available in the open market.

Here’s a summary of what we do for our business insurance clients:

Develop a tailored strategy

We identify the potential and existing risks to your business – taking into account your business needs and any issues current, past or present. We research different insurers and policies and then present you with a personalised recommendation and quotation.

Placing cover

We implement your tailored insurance strategy, confirming and communicating the details of your policy and premiums.

Delivering ongoing service

We handle the day-to-day management of your insurance cover, holding regular reviews to make sure you continue to have the right level of protection and recommending any changes where necessary. We will also stay up-to-date on any emerging trends or new risks that could effect your business and provide recommendations for how you can protect your organisation.

Managing your claims

If you have to make a claim, we have an in-house claims team to manage the entire claims process for you – negotiating with your insurer and third parties to ensure the swift payment of any benefits you are owed.

Renewing your cover

As your policy approaches renewal, we will review your cover and put together a proposal recommending the best option for you for the following year.

We’d love to hear from you if you’re looking to protect your business. To learn more about the products and services we offer, get in touch with us today.

benefits of a broker insurance adviser

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.

Centrewest Insurance Brokers, ABN 44009265105, AFSL 245406

This article originally appeared on Centrewest News and has been published here with permission.