What is the role of an insurance broker?

The role of an insurance broker is to work for their client to help them understand the risks that they face, to find insurance products and services that will help to reduce the potential impact of these risks.

The role and expertise of Insurance Brokers cover a few key areas. An insurance broker is a professional who offers, negotiates, and sells insurance policies. They act as an intermediary between insurers and customers and may receive compensation from the insurer when insurance policies are purchased by a client. An important role of an insurance broker is to help clients to assess the types of risks they might face and the possible impact that these risks might bring. Insurance Brokers work with their clients to help them understand and purchase the insurance they need to reduce the risks they are exposed to. Insurance Brokers work for their clients. In contrast to an Insurance Agent, who is working for the insurance company, Insurance Brokers are on the client's side and work with their client's best interest in mind.

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