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Airtasker - Do they have adequate insurance?

Business Insurance Liability Insurance

Airtasker is a privately-held Australian company which provides an online community marketplace that allows end users to externalise day-to-day tasks.

There is no difference between a sole trader and an airtasker. You are still exposed to the same level of risks as any other person who works for themselves. You can still be injured on the job and you can still be held liable should anything go wrong. Just like any sole trader, you need to protect yourself accordingly with a comprehensive policy tailored to your area of expertise or the jobs you accept as an Airtasker.

See general exclusions below:

Business / financial / legal advice
Tradesmen where activities require a licence to perform duties
Asbestos and any activities associated with asbestos
Activities or tasks performed above 2 storeys or 5 metres in height
Liability risks that relate to a Tasker's ownership or use of their premises as a Property Owner

Quite clearly, Airtasker Insurance does not cover all tasks or activities, therefore, it is assumed that end users are made aware of this prior to going about the task. Some may have taken on the risk themselves or have possibly made alternative insurance arrangements outside of the Airtasker policy. At ARMA Insurance Brokers, you can rely on the team to provide you with the policy that will suit you with the best price guaranteed. Call us on 02 4932 444 or email us at maitland@armainsurance.com.au.

Airtasker

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.

Amanda Morris, Arma Insurance Brokers Hunter Valley, ABN 60096916184, AFSL 233750