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5 Reasons why you should not buy insurance online

While buying insurance online may be convenient and efficient, it's not always the best choice for everyone. 

Here are five simple reasons why someone might choose not to buy their insurance online: 

1. Complex coverage needs: If someone has complex and risky insurance needs, they might need the assistance of a knowledgeable insurance broker to find the correct and most adequate coverage options. An online quote option might not be able to provide the correct level of personalisation and protection needed.

2. Lack of personal interaction: Some people prefer to have a personal conversation with an insurance broker when making important decisions about their coverage. Online insurance purchases might not allow for this level of interaction.

3. Questions and concerns: If someone has any questions or concerns about the insurance coverage they're purchasing, they might prefer to speak with a qualified insurance broker who can provide specific answers and help them make informed decisions by offering tailored and qualified advice. Something that is not offered online.

4. Preference for face-to-face communication: Some people might feel more comfortable discussing their insurance needs in person rather than online or over the phone.

5. Fear of fraud or identity theft: As we see online scams increasing and becoming more common, some people might be concerned about the security of their personal information when purchasing insurance online, and they might prefer to work with a reputable insurance brokerage where they can be sure their information is protected.

Ultimately, buying insurance online will depend on an individual's specific needs and preferences. Some people might find that buying their insurance online is quick, easy, and convenient, others might prefer to work with an insurance broker in person to ensure they have covered all potential risks.

For further guidance reach out to the team at National Insurance Brokers.

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.


Abbie Wilson, National Insurance Brokers, ABN 22165146789, AFSL 233750

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