What if your trade gets interrupted, lost, stolen or sued?

By Abbie Wilson    July 4, 2019

Being a tradie is challenging enough without having to worry about your tools getting stolen, a client or principal taking legal action against you, or the cost to your business (and your family’s lifestyle) if you become unable to earn a living.
If you run a trades business, there are some very real risks that you should protect yourself against, because accidents happen, and the customer isn’t always right.

Liability Cover

If accidents or injuries occur to a third party as a result of your business activities, you could be personally liable. This includes accidental damage to property owned by someone else, or an injury caused by work you performed.

Liability Cover is designed to protect your business against these events, and you have the option of choosing the level of liability cover that works best for your business.

Tools and General Property

Without your tools, you can’t work. If they get stolen, damaged or lost we’ll get them replaced so you can get back to work right away. This cover is also flexible enough to let you choose what levels of cover best suit your business. You can add coverage for tools that are stored overnight on site and increase your limit of cover at any time throughout the year as you acquire new tools or equipment.

Portable Electronic Equipment Cover

Pretty much every trade business can’t operate without a smartphone. Protect your portable electronic equipment such as mobile phones, tablets, and laptops if they get stolen, damaged or lost with this cover.

Whatever your insurance needs, Abbie has broad experience in providing market-leading cover options for tradies. We understand the issues faced by all tradies, whether you work alone, in a family business or run a fifty employee-strong operation, we know the most effective ways to protect your livelihood, for the right price.

We can also supplement your insurance package by adding any of the following:

• Motor Vehicle
• Cyber Liability Protection
• Legal Expenses
• Tax Audit
• Contractors – All Industries
• Personal Accident and Illness (Income)
• Professional Indemnity
• Home and Contents

We also manage your insurance claims on your behalf reducing time lost and potential loss of income in the event of a claim, meaning that you get the best value service when you need it most.

To learn more, contact Abbie Wilson.

General Advice Warning

The information provided is to be regarded as general advice. Whilst we may have collected risk information, your personal objectives, needs or financial situations were not taken into account when preparing this information. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant product disclosure statement before making any decision to purchase this financial product.

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