Travel Insurance – What You Need To Know
If you have a scheduled holiday and have no travel insurance, you are taking a lot of risks!
What is Travel Insurance?
Travel insurance is a type of insurance that is intended to cover the costs of medical fees, trip cancellations, lost baggage, flight misfortunes and losses associated with traveling. It is a useful protection for those traveling internationally or locally.
Is Travel Insurance Expensive?
There are policies that offer lower medical fees and some that are higher such as the United States and countries that have high medical expenses.
Why Buy Travel Insurance?
It is extremely important that you take a travel insurance policy as soon as you book your holiday! The policy will be in force from that date to protect you, should you be unable to go on the trip due to an event covered under the wording.
Tips When Purchasing a Travel Insurance Plan
Meticulously read disclosure statements before purchasing Travel Insurance.
When traveling, register travel plans through free online Travel Registration sites and get instant and personal notifications within the country or place you are traveling to.
Take your travel insurance policy out as soon as you book and pay any deposit for your holiday.
Seek advice from a qualified Insurance Broker.
Traveler’s insurance coverage
Coverage is available for single, multiple and yearly travel. Per-trip coverage protects a single trip and is ideal for people who travel occasionally. Annual coverage provides protection for numerous trips occurring in one year. There are also Corporate travel policies for Businesses that have directors that travel often.
Premiums are based on the type of coverage provided, age of the traveler, the destination, the length of the holiday and any claims the policy holder has had in the past.
Travel Insurance varies with the provider on cost, exclusions, and coverage. You would rather not think about all of the things that could go wrong on your trip, but these things do happen.
ARMA Insurance Brokers will help you get the appropriate travel insurance cover at the most competitive price.
TravelCard, for example, imparts an enhanced Australian travel experience by distributing real-time solutions.
ARMA Insurance Brokers provides competent and objective advice to ensure you receive comprehensive coverage that delivers the risk protection and peace of mind you deserve during your travel.
We can provide you with a Travelcard policy that will give you a card where real-time money can be deposited too so you are not out of pocket should you need to claim whilst you are away.
Travel safe and smart!
For a detailed professional travel insurance advice and information on how to get a TravelCard talk to Amanda Morris.
General Advice Warning
The information on this website is general advice only and does not take into account your personal circumstances, financial situation or needs. Please connect with an insurance broker to discuss your specific needs.