Insurance Insights by Amanda Morris

Home Building & Contents Insurance

Whats Is Buildings Insurance Cover? Buildings Insurance Cover insures the fittings in your home. It covers the actual house including permanent fixtures such as walls, roofs, floors, ceilings, windows and doors, built-in cupboards, fitted kitchen and bathroom suites. Your building may also include pools, tennis courts and any domestic sheds or structures permanently built on […]

Landlord’s Insurance – What It Covers

Landlord’s insurance Landlord’s Insurance is a policy that specifically covers property owners from financial loss and damage associated with renting their investment property. Landlord’s Insurance policy covers the building with the alternative to insure any indoor contents belonging to the landlord and other several essentials for investment property owners that are not covered by other […]

Business Interruption – What Is It?

Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster. Business interruption is one section […]

What Is Insurance – How Does It Work?

What exactly is insurance? Insurance is a means of security from monetary loss. It is a form of risk management, used mainly to offset the risk of an unforeseen loss. An establishment which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or establishment who buys insurance is known as […]

Travel Insurance – What You Need To Know

If you have a scheduled holiday and have no travel insurance, you are taking a lot of risks! What is Travel Insurance? Travel insurance is a type of insurance that is intended to cover the costs of medical fees, trip cancellations, lost baggage, flight misfortunes and losses associated with traveling. It is a useful protection […]

Australia Bushfires 2019 Victoria

Over 20 Victorian emergency warnings have been placed 2 days ago as bushfires intensified across East of the state accompanied by challenging wind changes battled by firefighters to control the blazes. EMC – Andrew Crisp Emergency Management Commissioner Andrew Crisp had previously warned of the dangers of the wind change leading into yesterday’s blazes. Commissioner […]

General Property Insurance

Also known as “tool insurance” among tradies, General Property Insurance is a type of cover that can protect your portable “tools of trade” from a variety of risks.  There is a diversity in the elements that can be covered depending on the type of business that you are operating. Let’s take a closer look at the protection […]

What is Cyber Insurance?

Gaining unauthorized access to data has become seemingly unavoidable. The worldwide interconnected digital technology better known as “Cyberspace” enables businesses and people to interact, converse and connect in a considerable number of ways. While these forms of communication have gradually increased and have become faster, the cyberspace is not without risks. Cyber insurance is designed to protect […]


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